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David Osio’s Firm Launches a New App, “Davos CAP Calculator”

Davos Financial Group’s subsidiary, Davos Real Estate Group (REG), launched a new app called “Davos CAP Calculator.” Based on Davos REG’s executives, the app will help in estimating returns on real estate investments. REG is the largest company in Venezuela, and it specializes in providing financial advice. The executive director of this company is Gerard Gonzalez. For close to six months, Gonzalez and Company Tecknolution have been working together to develop the app.


REG’s new app bears the latest technology and is compatible with all Android and iPhone devices. According to the company’s officials, more apps are in the development process. These applications will enable clients to find properties and subsequently send property reports to Davos agents. David Osio congratulated Davos REG for its achievement and added that the new app would streamline business transactions. Aside from calculating investment returns, the app also serves as a mortgage calculator. It can assess and calculate mortgage balance and its associated interest rates. Additionally, Davos REG looks forward to expanding its business globally.


David Osio: Education, Career, and Philanthropy


David Osio is a Venezuelan national and head of Davos Financial Group. He studied at Catholic University Andres Bello. He later majored in international banking law at IESA. Prior to establishing Davos Financial Group, Osio worked as the executive principal of OPED Enterprise. He got a job at Letco Commercial Companies where he was in charge of the marketing division. In 1984, Osio took up another job at MGO, a law firm in Caracas. While working at MGO, he got a chance to interact with corporate clients such as Consolidated Bank. This position allowed him to acquire skills such as portfolio management, strategic planning, investment banking, and asset management.


In 1989, Osio was promoted to VP of commercial banking at Banco Latino International. At this bank, he was in charge of managing private banking operations and corporate clients. Four years later, he established Davos Financial Group, a company that offers financial guidance to clients. Osio has facilitated the growth of this entity from its infancy to a trusted global service provider. Davos Financial Group’s growth is seen through its increased annual revenue and establishment of branches in Miami, Geneva, Panama City, and New York. Aside from being an entrepreneur, Osio is also a philanthropist. Through his group of companies, he donates to the UMA Foundation, Miami Symphony Orchestra, Fundana Foundation and the Children’s Orthopedic Foundation.

Follow David @davidosio1



James Dondero Helps Local Organization Reach Its Campaign Goals

An announcement was made by co-founder and President of Highland Capital Management in October, 2016. James Dondero announced that his firm had awarded Dallas’ leading organization that supports victims of family violence a $1 million challenge grant. This challenge grant was awarded to The Family Place in the hopes of raising the final $2.8 million for the organization’s Legacy Campaign.

The grant came through the philanthropic subsidy of Highland Capital Management, the Highland Dallas Foundation, Inc. The foundation plans on matching 50 percent of the funds raised during the Legacy Campaign, until April of 2017.

According to The Dallas Journal, since James Dondero’s announcement, the campaign has already raised more than $200,000 to go towards the campaign, being matched by $100,000 from the Highland Foundation’s grant. With the help of this grant, it is guaranteed that The Family Place’s campaign will finish strongly.

Dondero has faith that the civic community will get things done, especially when a call to action regarding life-threatening issues is called to action. He was impressed by the organization’s ability to create and execute their campaign in only one year. He and his firm are proud to invest in such a generous and thoughtful organization in the community.

This campaign by The Family Place will help support the construction of a new Counseling Center for victims of family violence. This new center will include a medical clinic, a hotline/call center, 13 emergency shelter bedrooms, counseling rooms, and spaces for job training. This center is projected to serve over 2,000 victims a year, providing critical support for them.

President of Highland Capital Management, James Dondero, has over three decades worth of experience in the financial industry, specializing in credits and equity. He founded his company in 1993, becoming a pioneer in developing the Collateralized Loan Obligation industry. Under his leadership, Highland Capital Management offers award winning services to a broad range of clients.

 James Dondero is also a leader and Chairman of organizations like CCS Medical, Nexbank, and Cornerstone Healthcare. He sits on the board at organizations like MGM Studios and American Banknote as well. As an active philanthropist Dondero supports organizations that focus on veteran’s affairs, public policy, and education.

Jason Hope, an Oasis in the Desert of Arizona

As a young student facing the daunting task of reality, growing from pupil to teacher, and having dreams of making it big in the world, one faces the fears and obstacles of failure. For young minds with the gift of furthering technology and nowhere to turn for financial assistance or how to make a dream a reality, Jason Hope is like a oasis in the desert. Jason Hope’s understanding of how technology works and movement toward the future has enabled him to help other techies launch their dreams off the ground floor.

Jason Hope also has the financial means to help invest in the future dreams of those who do not have the ability to get started. With both his tech savvy and financial backing, Jason has been able to steer other entrepreneurs toward the future. Much of this has aided in the continuing growth of the Internet of Things (IoT)

Jason Hope is a continuity of opportunity for young or aspiring entrepreneurs who, like himself, want to see the world of technology make leaps and bounds into the world of tomorrow.

As the growing demands to enhance the IoT continues to exponentially grow and take us with it into a future once only dreamt of in sci-fi movies, Jason Hope understands how to help make tech savvy entrepreneurs successful, and help add to the world of the IoT.

Of course many might be skeptical about the future of the IoT. When realizing that all thing have connectivity capability, that may leave substantially all things vulnerable to hacks. Even personal vehicles have been hacked and drivers left powerless to control their own vehicle. This is why Jason Hope is striving to help improve the world of technology, to help make the future of IoT safe and reliable, and operational as it is intended for.

Another area Jason Hope puts a lot of time and attention toward is life, the quality of life. Outside his philanthropic and technology investments, Jason has been working toward, not only improving quality of life, but also helping people live forever through the SENS Research Foundation. Hope’s hope is to help cure diseases that still have no cure.

For more information on Jason Hope, view his business profile.


The Success of Sujit Choudhry

To study comparative law is to study a fascinating history of the similarities as well as the differences of legal systems around the world at different time periods. To study comparative law is to become a master of history and to explore different angles of both the commoners as well as of the monarchs or even of the dictators that implemented each legal system. The study of comparative law is a growing industry due to the fact that individuals who are interested in globalization are also interested in exploring for aspects of a legal system worked or continues to work or even never worked. The goal of the study of comparative law is to explore a new legal system for the future that can be used to promote the idea of globalization. As this area of study grows, so do the number of experts within this area of exploration.

Of the many experts of comparative law, one individual stands out due to his determination as well as his rigorous researching efforts that have not gone unnoticed. This individual is named Sujit Choudhry, an individual who has had a passion for law even at a young age. Mr. Choudhry is an Indian native and grew up wanting to travel. His hard work and determination eventually earned him a spot to teach as well as the honor of being the first Indian to become the dean of a top school in the United States. This honor has motivated Sujit Choudhry to continue his teaching career in order to motivate even more individuals to be hard working and determined.

With several degrees in law as well as several teaching positions, Sujit Choudhry is considered to be an expert within the study of comparative law. As a native Indian, Choudhry is fascinated with the American legal system and continues to analyze the legal system in order to discover in what way the legal system works. Sujit Choudhry hopes that his conducted research will continue to inspire research in the future by not only his students, but by also his peers who are interested in comparative law.

Read more information about Sujit Choudhry at

UK Vintners Explain Their Choices In Holiday Worthy Wines

The festive season is always a time when most people wish to celebrate with the finest food and wines available to add a little luxury to the most memorable time of the year. UK Vintners are always available to assist their customers with some advice on the best wines and champagne that can be purchased for drinking or collecting; five wines have now been chosen by the experts at UKV PLC that will make the perfect accompaniment to any Holiday celebration.

UKV PLC are one of the leading UK vintners who can make any choice of a wine to buy for drinking or collecting for any reason the individual may have. Investment wines have become a major part of the business of UKV PLC with the vintners from the company able to guide a wine collector through the many different options they face in purchasing wines that will increase in value as time goes by; the complexities of taxation can also be easily explained and handled with the aid of the experts from UK Vintners PLC.

For the 2016 festive season the wines chosen by the experts from UKV PLC have been identified for a range of reasons, including their ease of drinking and as an accompaniment for the luxury desserts most people enjoy over this time of year. Spiced drinks have always been a popular choice during the Holiday season and the D’Yquem 2009 white wine follows this tradition with a flavor palette including spiced pears and fruits that will be the perfect accompaniment for any luxurious dessert.

During the festive season friends and family are usually to be found enjoying time with their loved ones, which should mean a wine is offered that is easy to drink and pleasing for almost every drinker. The Montrose blend from 1998 is now mature enough to be enjoyed in all its earthy plum glory at any festive party; another excellent blended wine is the Pichon Baron 1998 that is medium bodied and low in acidic value to make it a great choice for parties.

Two wines that have now reached their peak moment for drinking are the Ducru Beaucaillou of 2005 with its deep purple coloring, and the 2008 Beychevelle that brings a classic cranberry flavor to any festive celebration.

Click here to purchase wine online from an UK Vintner.


David Osio And The Importance Of Financial Apps

One thing that David Osio has shown is that financial tools are as effective as it is important. It is important for people to have resources that they can use in order to get involved in the market of real estate investing. This is something that people will be able to profit off of. One thing that one of the branches of Davos Real Estate Group has done was develop a real estate CAP calculator which helps people calculate the return that they could get on the real estate investment. This could help clients make the right decisions when it comes to real estate investing.


David Osio is a resident of Venezuela and is an entrepreneur. Therefore, he is able to experience true success because he is able to start businesses based on the subjects that he is interested in. Among the different fields that he has worked in is finances. He has shown that he is very capable of bringing in the profits needed for advancing to the next goals. However, he also knows that it is important for people to have it easier. This is one of the reasons that he has made financial apps such as the Davos CAP Calculator.


Another aspect of David Osio’s success is his ability to come up with solutions that are tailored to the client. This is a good way to adapt to the new culture of individuality. People are encouraged to come up with a solution that works for them. For one thing, people are wired differently. Therefore, it is important to understand that what works for one person is not going to work for the other person. This is one of the reasons that David Osio’s Davos Financial Group is very successful. The workers of the company take the time to listen to their clients in order to provide a more customized solution to their problems.


One of the reasons that it is important for people to find solutions that are best suited to them is that there are a ton of opportunities and options for them to use in order to bring forth greater solutions.

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Geoffrey Cone Warns About Moving to New Zealand

It would seem odd that someone who comes from New Zealand and often talks about how much he loves the country to warn people about moving there, but that is exactly what Geoffrey Cone has set out to do so that people will be able to understand what it really means to move to New Zealand.


New Zealand is one of the best places on the planet for people who want to live in a great country that is going to be comfortable to live in for people around the world. It is a country that has been able to serve the needs of thousands of people who have immigrated there and it is a great way for people to truly live somewhere that is a beautiful place. The job market and the houses are also really wonderful for people who live in New Zealand.


This is where the tricky part comes in. Geoffrey Cone thinks that it is great for people to live in New Zealand and who want to move there but he warns of moving there for the wrong reasons. Some people may think that New Zealand is the great place to live to be able to save on taxes but Geoffrey Cone knows that this is not the case. He wants to make sure that they know that taxes are not cheaper in New Zealand and that people will be expected to pay around the same amount as what they would in any other country in the world.


There are so many people who move to New Zealand because they think they will be saving money on taxes. This is a misconception that has been passed around for a long time and it could have come from the fact that New Zealand touts itself as one of the only countries that offers tax transparency. This only means that they are open about their taxes and not that they have reduced taxes. The best benefit that people get from New Zealand tax transparency is that they are able to see what they can pay in taxes before they move there.


People should not be discouraged, though. There are many other countries that are not New Zealand that they can move to that do offer tax free living. These are countries that are great for people who are in different areas and who want to get the same benefits that comes with different things. It is always a good idea for people who are moving to a tax-free country to learn as much about the country as they can so that they are not surprised with what life is like in these oftentimes developing countries that are tax free.


Steps of Managing your Online Reputation

In an article published by Forbes magazine, reputation is one of the factors that a business cannot operate without. The Forbes team had invited Don Sorensen, the owner of Big Blue Robot, to discuss the importance of online reputation to a business and how to manage it.

Forbes picked Don Sorensen due to his reliable experience of 13 years in online reputation management services. To build and maintain a good online reputation Sorensen suggests a nine-step strategy that is suitable for all types of business.

  1. Take responsibility for your online reputation

Instead of hiring an online reputation firm, it is recommended that an individual carries out regular searches of his venture’s activities on search engines to identify any threat to the venture’s status. The goal is to ensure that only positive results are found.

  1. Own multiple domain names

You should buy domain names that are customized to your business in all the key extensions such as .com, .net, and .org. This ensures that attackers will not acquire them. To get the best domain name for your business, you need to first establish what your clients are likely to search for when they go online. Then design your domain name to have similar content with your established set of keywords.

  1. Keep your sites updated

You should always update your online sites with the latest information. Active sites are always featured in the first pages of search engine results. Feed your sites with information on recent press releases and blog posts that are relevant to your business.

  1. Expand Your Exposure

You can expand your online exposure by creating pages with different websites that support the creation of company profiles. Some of the websites have good domains that are ranked first in search engines. Make a web profile that adequately describes your business. Your profile can also include links to your social media accounts.

  1. Manage reviews concerning your business

Reviews on your business have a significant impact on your business reputation. Regularly checking your business reviews will help you eliminate attacks from your business rivals who may post negative opinions. Negative reviews can destroy your reputation within a short time.

The task of building a befitting online reputation may seem difficult, but following the above steps will move your business a forward towards dominating your market segment.


This Is The Right Way To Do Assisted Living

There is going to come a time in everyone’s life where they have to send someone they love off to an assisted living facility. It is not ideal, but is the way things go in life sometimes. It is a tough decision, and because it is a tough decision, it is one that requires careful thinking, planning, and execution in order to get it right. However, when someone does their homework and research on The Manse on Marsh, they will see a place that has rave reviews and many satisfied residents. It is because they put in the extra effort that is lacking from a lot of other places out there.

In fact, they recently won “The Caring Star,” award which is a big award when it comes to an assisted living facility. This is something that has to be earned and it is not just given out to any assisted living facility. However, The Manse on Marsh is a place that has earned it, deserves it, and has gained the respect of the people that have spent time there. Make no mistake about it. It is based on reviews and stars and like a classic movie, they have plenty of those. They are proud of them. These are the people that have spoken on this matter.

When it comes from the people, it really holds its weight and it really stands for something. They are the ones that they deal with it on a day-to-day basis along with their families. They have received first-hand care from The Manse on Marsh, so when they say something, they know it is coming from their heart, body, and soul. Nothing about that is fake, false, or a lie. It is one-hundred and ten percent true and that is the real beauty of it.

They know that they have made a positive impact on someone’s life by simply doing their job. That is a powerful feeling and that is not something to take for granted or something to overlook in the least. They have a lot of power and are using it for the right reasons.

Brad Reifler Gives Counsel on How to Achieve Financial Stability

Brad Reifler is a prominent American businessman. He believes that he can help transform peoples’ lives by sharing his financial ideas. He also thinks that we can discover the vital principles that we did not know if he shares his financial thoughts with us.

Reifler considers budgets as the crucial tool in revenue and expense planning. He says that individuals need to focus much of their time in figuring out what portions of their incomes to save. He declares that people need to create business focus so as to handle finances better. People also need to balance their income and expenses to avoid unmet requirements and endless debts. He says that it is common to get underpaid for service delivered. He adds that each person needs to understand that some amount is deducted as a government tax every time we earn. The renowned entrepreneur emphasizes on the significance of Compound Interests.

Reifler insists that young people need to establish the savings habit early for them to have enough wealth during retirement. We accomplish substantial interest gains that help us to prepare for retirement whenever we save in advance. Reifler also says that we should focus on improving our net worth by accumulating assets and cash. High cash and asset accumulation increase our chances of getting credits from lending institutions. We should aim to attain higher credit scores.

Reifler says that we should insist on quality deals. Cheap commodities are always of low quality. Paying for an expensive service or product guarantees durability and exceptional service. We should try to negotiate for discounts without diminishing their costs. We should save money where necessary. It is also better to understand the difference between a good deal and low price. The famous businessman says that we should avoid selecting top-of-the-line universities to lessen education costs when paying for college tuition. He says that the modern employers look out for prospective employees’ skill sets but not the institution that the skills were acquired. Brad Reifler says that people focus on better financial life principles and share them out to the younger generations. Understanding budgets, saving credit, and additional financial models can help to secure a stable financial future.