financial advisors

Paul Mampilly: Investing Wisely

Many Americans desire to invest, but they do not know how or where to channel their hard-earned cash. Investing is a risky venture, and the possibility of losing money is real. As a result, many people fear to invest. In fact, statistics indicate that only 54% of Americans currently own shares compared to over 62% before the recession. Many individuals like Paul Mampilly have dedicated their lives to finding promising and less risky investment portfolios for risk-averse individuals.

Mampilly, a former successful Wall Street professional, quit his career to focus on ordinary Americans (main street people) and how they can increase their incomes by investing wisely. To this end, Mampily is the editor in chief of “Profits Unlimited,” an investment newsletter owned by Banyan Hill Publishing.

Profits unlimited is all about investments and generating income from well-thought ventures. The newsletter is available in print and digital forms to suit all types of readers. Profits Unlimited requires clients to make an annual subscription (competitively priced), and they stand to receive weekly and monthly issues of the newsletter. The publication targets Americans with limited investment experience with on-point financial advice. Unlike other investment newsletters that are on the verge of collapse due to the shrinking customer base, Profits Unlimited is growing at an exponential rate.

Subscribers of Profits Unlimited benefit from the invaluable advice dispensed by the newsletter and online access to Mampilly’s model portfolio to boot. The portfolio comprises an array of investment options that Mampilly is considering to undertake. Also, the model portfolio is the go-to place regarding recent developments in various sectors of the American economy.

Why should potential investors trust Mampilly and his investment advice? Mampilly is an experienced financial expert with over 25 years of experience in the financial industry. He started out his career in 1991 in Bankers Trust. When he left Banker’s Trust, he joined Deutsche Bank, then ING, then the Royal Bank of Scotland. Mampilly got his big break at Kinetics Management when he oversaw the growth of the firm’s hedge fund from $6 million to over $25 million. He got rave reviews from the financial market pundits.

Mampilly emigrated from India to the U.S when he was only 18. In the U.S Mampilly attended several universities including the Montclair State University and Fordham University among other economics and financial engineering colleges in New York. Mampilly won the Templeton Foundation Award, and his investment skills heavily draw from John Templeton’s philosophies.

David Giertz explains why workers need to learn more about their social security benefits

Imagine working hard your entire life, and investing in your later years only to find that the benefits you are receiving are by far too little compared to what they expected? Well, this is the nightmares that many pensioners have to face after their lifetime savings plans are compromised by the wrong investment decisions that they make. There is one investor who believes that it is high time financial advisers stopped avoiding the subject of social security benefits with their clients. David Giertz, a senior vice president at one of the subsidiaries of the Nationwide Life Insurance Company, was interviewed by the wall street journal about the issue.


He gave details of a study that they had conducted about the level of knowledge people had about social security benefits. About 86 percent of the people questioned had no idea about the factors which determine the amount they were receiving as benefits. Even more alarming was the fact that more than a third of the pensioners were receiving benefits that were much less than what they had expected. David said that financial advisers shy away from the topic because to start with, it is one of the most complex issues to address. Explaining the entire 2,700 rules that affect the manner in which the social security benefits are administered is tedious for most. On the other hand, the customers seem eager to learn more about the role that social security benefits play in their entire retirement plan.


About David Giertz


David has 31 years of experience as a financial advisor. He has been working with the Nationwide Financial Company as a senior vice president since 2013. He is FINRA certified broker and has worked in several other administrative posts at the company. He is well respected in the field. He is currently based at the headquarters of the company in Columbus, Ohio.